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Classic & Specialty Car Insurance

When it comes to insuring your classic or specialty vehicle, you shouldn’t have to pay for coverage that you don’t need. We can help you find a plan that keeps your car protected while it’s on display, at an exhibition, or out for a spin on the weekend.

Just purchased a classic or specialty vehicle? Fill out this simple form and we will be in touch with your personalized quote for classic car coverage.

Custom & Collector Cars, 1980 or newer

We can find coverage for any specialty vehicle that has a model year of 1980 or newer. This includes any vehicle that is a:

  • Limited edition
  • Rare or exotic car
  • Supercar
  • Custom build

We can also help you find a plan for any hobby vehicle that may be modified or under construction.

Classic Cars & Trucks, Pre-1980

We also find coverage for a range of vehicles produced before 1980. This includes vintage classics such as:

  • Pre-1980 collector cars
  • Retired commercial vehicles such as antique fire engines or vintage school busses
  • Retired military vehicles
  • Antique tractors

If you have a corresponding trailer that goes with your classic vehicle, we can also help you find coverage for that too!

Making Sure You Qualify

Before we can explore your options, it’s important to double-check that your vehicle qualifies for a classic car plan. You should be able to answer ‘yes’ to the following questions:

Do you have appropriate storage?

To qualify for classic car protection, you must confirm that you have a place to safely store the vehicle while it’s not in use. Typically, this means you have something like a garage, storage unit, or carport to store it in.

Is driving your vehicle a hobby?

Vehicles that are covered on a classic car plan cannot be used as a primary or ‘regular-use’ vehicle. For example, driving your classic car for fun on the weekends is okay; driving it to work every day is not.

Do other drivers in your household have a primary vehicle?

Insurers want to make sure that your classic vehicle is not being used as an everyday means of transportation. Before you look into classic car insurance, you should make sure that all licensed drivers in your household have their own insured, regular-use vehicle.

“I have been with Dorchester Insurance Brokers since my first car and first home years ago and they have always been helpful. It’s great to tell Derek what I need and he figures out what works best for my situation. I wouldn’t think of looking elsewhere.”

Johnathon B – London

Client since 2008

“I have been a client of Dorchester Insurance Brokers since 2009, and am very satisfied with the service I receive from my insurance broker Derek Thornton. He provides valuable advice to ensure my family has the coverage we need at a great price. Derek is accessible, responsive, and proactive. I highly recommend both Derek, and Dorchester Insurance Brokers.”

Christin F – Oshawa

Client since 2009

“All my insurance needs are taken care of here, the service and friendliness of this office is second to none. Great customer service is hard to find these days – and Owen and Derek are amazing to work with personally and professionally!”

Rebecca W.

Client Since 2003

“You have been my insurance broker for many years, I just wanted you to know that I’ve appreciated your excellent service to my family.”

Gerry G – London

Client since 1998

Frequently Asked Questions

We can cover anything from motor homes, pop-up campers, fifth wheel campers, travel trailers, park model trailers, and many other recreational vehicles (RVs).

Learn more on our RV and Trailers page.

We can cover any kind of boat including fishing boats, pontoons, power boats, power cruisers, jet boats, personal watercrafts (Jet Ski/Seadoo), and sailboats.

You can find more information on our Boats page.

If you have just been involved in an accident, the most important thing to remember is to stay calm. You should then check for injuries and contact the police immediately if someone is injured or if the total damages appear to be more than $2,000.

You can learn more about what to do in the event of an accident on our accidents page.

If you are submitting your claim during normal business hours, you can contact us directly via phone at (519) 268-3535 and one of our claim’s adjusters will support you throughout the process.

For more detailed information, visit our How to Submit a Claim page.

Access to Canada’s Top Insurers

Over the past 30 years, we have cultivated long-standing relationships with some of the best insurance companies in Canada. That means we can work together with multiple insurers to get you the cover you need at a great price.

Customized Coverage

We understand that every business, family, and situation is unique. That’s why we are committed to finding you the perfect, customized solution to meet your exact needs.

Personalized Care

Offering great customer service is by far our top priority at Dorchester Insurance. Our brokers are professional, friendly, and ready to help you explore the market, find the perfect policy, and file any claims. 

Protection for You & Your Family

At the end of the day, we want you and your family to feel safe each time you leave the house. We know the auto insurance market can be difficult to navigate alone – let one of our brokers give you a hand!

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