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If you’re shopping around, feel free to request a quote or give us a call and we are happy to have a chat about your options.
Some of the best moments in life happen at home – and it’s important to make sure that your property, personal belongings, and family’s peace of mind are protected.
Our brokers want you to get the most out of your home insurance policy, and we are committed to helping you find a comprehensive, flexible, and personalized package that works within your budget.
If you’re ready to explore your options today, our brokers are here to help! Feel free to request a quote or give us a call and we are happy to have a chat.
Frequently Asked Questions
PROPERTY
Yes it is, however freezing of pipes is not covered if you have been away from your home for more than four consecutive days. However, you will still be insured if you arrange for someone to enter your dwelling daily to ensure the heating is being maintained or if you shut off the water supply and drain all of the pipes and appliances.
Cottage insurance is for people who own a second vacation home that they either use themselves or rent out to tourists. It covers liability as well as coverage for damages or theft.
Your home is insured to the amount of coverage needed to rebuild your home from scratch in the event of a total loss. This factors in things like labor costs, debris removal and material costs. It is often higher because it is serving a different purpose than a tax assessment or a real estate evaluation.
Most of our insurance partners will provide a discount after you have been claims free for 3 or more years. The claim will be considered on your record for 5 years in total.
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