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Vehicle Insurance

No matter how you choose to get from point A to point B, you need to be insured. From basic auto insurance to specialized coverage for your ATV, boat, or snowmobile – Dorchester Insurance has you covered.

Shopping around? Fill out this simple form and we will be in touch with your personalized quote.  

“I have been with Dorchester Insurance Brokers since my first car and first home years ago and they have always been helpful. It’s great to tell Derek what I need and he figures out what works best for my situation. I wouldn’t think of looking elsewhere.”

Johnathon B – London

Client since 2008

Frequently Asked Questions

There are several factors that can affect how much you pay for automobile insurance. A few of these factors include: the type of vehicle you drive, the experience levels of each driver in the household, your accident history, and the year, make, model, and body type of the vehicle.

We cover the following classic vehicles: limited editions, rare & exotics, supercars, custom builds, collectibles, retired commercial vehicles, retired military vehicles, and antique tractors.

You can learn more about the types of classic vehicles we cover on our Classic & Specialty Car page.

  • An insurance broker solicits, sells, and negotiates insurance contracts to clients. Their job is to survey the market, get quotes, and share options for customers to choose from.
  • Typically, they help individuals or businesses find and purchase car insurance, home insurance, business insurance, and farm insurance.  They are regulated by RIBO (Registered Insurance Brokers of Ontario) in Ontario and must obtain the licenses required to operate.

If you are involved in an accident, you should collect the following information:

  •  Pictures/videos of the scene
  •  Date and time of accident
  •  Location of accident
  •  How the accident happened
  •  Damage to your vehicle
  •  Damage to other vehicle(s)

If another driver or drivers were involved, make sure that you have their:

  •  Name and driver’s license number
  •  Insurance company and policy number
  •  Owner’s name, address, and phone number
  •  Vehicle year, make, model and plate number

If you need to submit a claim outside of regular business hours, our insurance partners can be contacted 24/7 at the following phone numbers: 

  • Premier Marine, 1-866-462-3650 
  • Travelers Canada, 1-800-661-5522 
  • Portage Mutual, 1-800-340-2439 
  • Westminster Mutual, 1-877-488-6642 

Read more FAQs

Bundle and Save

We understand that every penny counts! Insure multiple vehicles or combine your home and auto to get some great savings. 

We’ll Shop for You!

We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers to find the perfect plan to suit your exact needs. 

Looking to Switch?

If you feel like you’re not getting the most out of your current vehicle insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.

Your Neighborhood Brokers

Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.

News, Articles & Events

As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.

  • Winter Car Tune-up Checklist
    The side of the road is no place to be stuck during winter’s frigid temperatures. To keep your car humming right along, it is best to schedule a winter tune-up with an auto mechanic

  • Staying Safe on the Roadways During the Holidays
    ‘Tis the season to be jolly, but some drivers take the holiday jingle to heart. Alcohol-impaired driving fatalities increase over 25 percent during December and continue at elevated levels through

  • Will My Insurance Cover Previous Damage?
    First, the quick answer is no—but it can happen sometimes anyway. Now, we can explore some examples to better understand how your insurance coverage applies. Auto insuranceImagine you already have



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