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Vehicle Insurance

No matter how you choose to get from point A to point B, you need to be insured. From basic auto insurance to specialized coverage for your ATV, boat, or snowmobile – Dorchester Insurance has you covered.

Shopping around? Fill out this simple form and we will be in touch with your personalized quote.  

“I have been with Dorchester Insurance Brokers since my first car and first home years ago and they have always been helpful. It’s great to tell Derek what I need and he figures out what works best for my situation. I wouldn’t think of looking elsewhere.”

Johnathon B – London

Client since 2008

Frequently Asked Questions

Insurance agents represent a single insurance company. They act as sales representatives for insurers. On the other hand, insurance brokers represent you, the client. Insurance Brokers have access to multiple companies and help provide many choices at varying price points to suit your insurance needs. Both agents and brokers are paid commissions or fees by insurance companies.

Some reasons to use an insurance broker include:

  • Insurance Brokers help you find insurance companies and policies that suit your needs and budget.
  • Brokers have access to numerous insurance companies, and can offer you several different options for coverages and price.
  • Brokers are licensed and educated professionals who provide the advice you need to help you make the best choice.
  • An insurance broker acts as your advocate in the event of a claims situation. 

We work with many different insurance companies and each company offers a variety of different payment options. Some of these options include monthly pay plans, 3 pay plans, payment in full, credit card payment, Interac E-transfer, and online payments. Let us know which plan works for you and we will help you find a solution.

  • An insurance broker solicits, sells, and negotiates insurance contracts to clients. Their job is to survey the market, get quotes, and share options for customers to choose from.
  • Typically, they help individuals or businesses find and purchase car insurance, home insurance, business insurance, and farm insurance.  They are regulated by RIBO (Registered Insurance Brokers of Ontario) in Ontario and must obtain the licenses required to operate.

If you have just been involved in an accident, the most important thing to remember is to stay calm. You should then check for injuries and contact the police immediately if someone is injured or if the total damages appear to be more than $2,000.

You can learn more about what to do in the event of an accident on our accidents page.

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Bundle and Save

We understand that every penny counts! Insure multiple vehicles or combine your home and auto to get some great savings. 

We’ll Shop for You!

We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers to find the perfect plan to suit your exact needs. 

Looking to Switch?

If you feel like you’re not getting the most out of your current vehicle insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.

Your Neighborhood Brokers

Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.

News, Articles & Events

As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.

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