Skip to content

Commission Disclosure

Our role is to provide you with the best insurance value that combines coverage, service, and price. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your individual interest.

Brokerage compensation is part of your insurance premium. For your benefit, we have listed below the insurers that we represent and have included the range of compensation each company provides as a percentage of your overall premium that appears on your invoice.

Insurance CompanyAutoCommercial & Property
Apollo Insurance15% to 20%
*Dominion of Canada12.5%20%
* Travelers Essential12.5%20%
Nordic Insurance (Facility)6% to 11.0% (Max $370/vehicle)N/A
Elite Insurance (Orbit Ins)10%10%
*Westminster Mutual12.5%20% to 25%
Premier Marine15%
Pacific Marine15%
*Portage Mutual10% to 12.5%20%
Hagerty Canada, LLC12.5%
TuGo15% to 25%
AM Fredericks15%
April Canada Inc15% to 20%
Premier Canada15%
Totten Insurance Group15%
* Optimum General12.5%20%
Victor Canada15%
Forward Insurance15%
Chutter Underwriting15%
* Chubb Insurance12.5%15%
Burns & Wilcox15%
CHES Special Risk15%
Trinity Underwriting20%
* Economical Insurance10% to 12.5%20%
* Echelon Insurance12.5%20%
Group One Insurance15%
SUM Insurance15%
* Gore Mutual12.5%20%
Aurora Underwriting15%
* Intact Insurance & Jevco10% to 12.5%20%

This commission percentage is paid annually for both new business and renewals. Should there be an increase in the commission schedule we receive from your insurer, or any other material change that affects compensation arrangements, we will notify you.

In order for us to maintain strong relationships with quality insurers, we work with each to provide the type of business they desire. The insurers with an asterisk (*) noted above recognize our efforts through a Contingent Commission contract. Payment of this Contingent Commission depends on a combination of growth, profitability (loss ratio), volume, retention and increased services that we provide on behalf of the Insurer. Contingent Commission is not guaranteed. For detailed information on Contingent Commission, please go to the individual company’s website.

Dorchester Insurance Brokers Ltd. is owned by Collectivfide Insurance Group Inc., whose shareholders are several mutual insurance companies. For a complete list of these insurance companies, please click on and navigate to the Privacy Policy, or call our office at 519-268-3535.

If you have any questions or concerns about the above information, please reach out to our office.