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Property Insurance
Your property is an investment, and having the right coverage is important. From basic home insurance to specialized protection for your condo or cottage – Dorchester Insurance can help you find the perfect plan for your situation.
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Looking for a place to start? Fill out this simple form and we will be in touch with your personalized quote.
Frequently Asked Questions
PROPERTY
Requesting a quote with us is easy. You can simply go to our ‘Get a Quote’ page here , fill in your information, and one of our brokers will be in touch with your personalized quote. You can also contact our office at 519-268-3535 to speak with Owen or Derek directly.
Condo insurance is for people who own a condominium. It covers liability and contents as well as any upgrades you make within your condo or any assessments levied against you by your condo corporation in the event your condo corporation is under insured.
Your home is insured to the amount of coverage needed to rebuild your home from scratch in the event of a total loss. This factors in things like labor costs, debris removal and material costs. It is often higher because it is serving a different purpose than a tax assessment or a real estate evaluation.
We work with many different insurance companies and each company offers a variety of different payment options. Some of these options include monthly pay plans, 3 pay plans, payment in full, credit card payment, Interac E-transfer, and online payments. Let us know which plan works for you and we will help you find a solution.
If your property was damaged or broken into, you should do the following:
- Document exactly what happened
- Note the time and location of the incident
- Take as many pictures/videos of the damage as possible
- Make a list of any items that are damaged or missing
- Keep all receipts of any expenses associated with the incident
- Keep a record of any investigating officers including name, badge number, and occurrence number.
Bundle and Save
We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.
We’ll Shop for You!
We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers for you.
Looking to Switch?
If you feel like you’re not getting the most out of your current property insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.
Your Neighborhood Brokers
Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.
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News, Articles & Events
As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.
- Does Home Insurance Cover Utility Lines?
Your home insurance policy covers many parts of your home against a wide range of risks, but does your home policy cover utility lines? Power lines, sewer lines, water lines,
READ MORE - Will My Insurance Cover Previous Damage?First, the quick answer is no—but it can happen sometimes anyway. Now, we can explore some examples to better understand how your insurance coverage applies. Auto insuranceImagine you already have
READ MORE - Hail Risks for Homes and AutosHail comes in all sizes, ranging from pea-sized pellets to baseball-sized chunks of ice. Smaller hail usually bounces harmlessly off surfaces, but larger hailstones can cause serious damage to cars
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