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Property Insurance

Your property is an investment, and having the right coverage is important. From basic home insurance to specialized protection for your condo or cottage – Dorchester Insurance can help you find the perfect plan for your situation.  

Looking for a place to start? Fill out this simple form and we will be in touch with your personalized quote.  

“I have been a client of Dorchester Insurance Brokers since 2009, and am very satisfied with the service I receive from my insurance broker Derek Thornton. He provides valuable advice to ensure my family has the coverage we need at a great price. Derek is accessible, responsive, and proactive. I highly recommend both Derek, and Dorchester Insurance Brokers.”

Christin F – Oshawa

Client since 2009

“You have been my insurance broker for many years, I just wanted you to know that I’ve appreciated your excellent service to my family.”

Gerry G – London

Client since 1998

“I’ve had my insurance with Derek and Owen for over 15 years. They provide competitive rates and excellent customer service. They are always available to assist, even after hours. I’ve called their cell on a Saturday morning when I had questions and needed help with a claim. They walked me through the whole process and made me feel very at ease. I would recommend their services to anyone!”

Katie M.

“All my insurance needs are taken care of here, the service and friendliness of this office is second to none. Great customer service is hard to find these days – and Owen and Derek are amazing to work with personally and professionally!”

Rebecca W.

Client Since 2003

Frequently Asked Questions

There are several factors that can affect how much you pay for automobile insurance. A few of these factors include: the type of vehicle you drive, the experience levels of each driver in the household, your accident history, and the year, make, model, and body type of the vehicle.

Requesting a quote with us is easy. You can simply go to our ‘Get a Quote’ page here , fill in your information, and one of our brokers will be in touch with your personalized quote. You can also contact our office at 519-268-3535 to speak with Owen or Derek directly.

Tenants insurance is for people who rent their living space, it covers liability as well as coverage for your personal contents.

Some reasons to use an insurance broker include:

  • Insurance Brokers help you find insurance companies and policies that suit your needs and budget.
  • Brokers have access to numerous insurance companies, and can offer you several different options for coverages and price.
  • Brokers are licensed and educated professionals who provide the advice you need to help you make the best choice.
  • An insurance broker acts as your advocate in the event of a claims situation. 

Yes, we help clients bundle their home and auto insurance policies all the time – it’s actually a great way to save on the overall cost of your insurance.

Read more FAQs

Bundle and Save

We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.

We’ll Shop for You!

We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers for you. 

Looking to Switch?

If you feel like you’re not getting the most out of your current property insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family. 

Your Neighborhood Brokers

Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.

News, Articles & Events

As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.

  • Does Home Insurance Cover Utility Lines?
    Your home insurance policy covers many parts of your home against a wide range of risks, but does your home policy cover utility lines? Power lines, sewer lines, water lines,

    READ MORE
  • Will My Insurance Cover Previous Damage?
    First, the quick answer is no—but it can happen sometimes anyway. Now, we can explore some examples to better understand how your insurance coverage applies. Auto insuranceImagine you already have

    READ MORE
  • ​Hail Risks for Homes and Autos
    Hail comes in all sizes, ranging from pea-sized pellets to baseball-sized chunks of ice. Smaller hail usually bounces harmlessly off surfaces, but larger hailstones can cause serious damage to cars

    READ MORE

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