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Property Insurance
Your property is an investment, and having the right coverage is important. From basic home insurance to specialized protection for your condo or cottage – Dorchester Insurance can help you find the perfect plan for your situation.
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Looking for a place to start? Fill out this simple form and we will be in touch with your personalized quote.
Frequently Asked Questions
PROPERTY
Yes it is, however freezing of pipes is not covered if you have been away from your home for more than four consecutive days. However, you will still be insured if you arrange for someone to enter your dwelling daily to ensure the heating is being maintained or if you shut off the water supply and drain all of the pipes and appliances.
Rented dwelling insurance is for people who rent out their property or properties to others. It covers liability as well as coverage for damages or theft.
Some reasons to use an insurance broker include:
- Insurance Brokers help you find insurance companies and policies that suit your needs and budget.
- Brokers have access to numerous insurance companies, and can offer you several different options for coverages and price.
- Brokers are licensed and educated professionals who provide the advice you need to help you make the best choice.
- An insurance broker acts as your advocate in the event of a claims situation.
Your home is insured to the amount of coverage needed to rebuild your home from scratch in the event of a total loss. This factors in things like labor costs, debris removal and material costs. It is often higher because it is serving a different purpose than a tax assessment or a real estate evaluation.
Yes, we help clients bundle their home and auto insurance policies all the time – it’s actually a great way to save on the overall cost of your insurance.
Bundle and Save
We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.
We’ll Shop for You!
We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers for you.
Looking to Switch?
If you feel like you’re not getting the most out of your current property insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.
Your Neighborhood Brokers
Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.
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As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.
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With the warmer weather, boaters throughout Canada flock to the water. From an insurance and risk perspective, boating shares many similarities with driving, and your boat or watercraft insurance has
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