Ride Sharing Insurance Coverage Now Available

Ride-Sharing Insurance

Responding to the growing use of ride-sharing services and the need to protect both passengers and drivers, our partners at Aviva Canada are now offering auto insurance coverage for drivers that carry paying passengers in their own vehicles under a ride sharing program such as Uber X.  This new coverage extension was recently approved by the Financial Services Commission of Ontario (FSCO).  The coverage is available now for Ontario drivers and is a simple addition to an Aviva personal lines auto insurance policy.

The coverage will protect ride-sharing drivers from the moment they initiate looking for passengers through to collecting and dropping off those passengers. Eligibility for coverage will be based on some simple underwriting criteria that will include, for example, maximum of eight occupants (including driver), driver licensed for a minimum of six years, no other commercial use, and other requirements.

The coverage will be available for part-time drivers who spend up to 20 hours a week participating in ride-sharing. The cost for the additional coverage will be calculated using factors such as time spent ride-sharing, area driven and driving record.

Contact us at 519-268-3535 or via email at: [email protected] for a free no obligation quote.