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Protect the value of
your belongings

Tenants Insurance

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If you’re shopping around, feel free to request a quote or give us a call and we are happy to have a chat about your options.

Whether you rent an entire house or just a room in an apartment, it is a good idea to get some extra protection for yourself and your belongings.

A tenant insurance plan not only keeps the value of your personal property secure in the event of loss, theft, or damage; it also covers your personal liability in case of an accident.

If you’re ready to explore your options today, our brokers are here to help! Feel free to request a quote or give us a call and we are happy to have a chat.

“All my insurance needs are taken care of here, the service and friendliness of this office is second to none. Great customer service is hard to find these days – and Owen and Derek are amazing to work with personally and professionally!”

Rebecca W.

Client Since 2003

“I have been with Dorchester Insurance Brokers since my first car and first home years ago and they have always been helpful. It’s great to tell Derek what I need and he figures out what works best for my situation. I wouldn’t think of looking elsewhere.”

Johnathon B – London

Client since 2008

“I’ve been taken care of by Dorchester Insurance Brokers for over a decade now and have always had a great experience. Owen is fantastic at keeping our best interests in mind and making sure we have the best possible coverage. He’s always so pleasant to work with and his prompt responses are very much appreciated. Overall, highly recommended!”

Shannon B.

Client Since 2005

“I have been a client of Dorchester Insurance Brokers since 2009, and am very satisfied with the service I receive from my insurance broker Derek Thornton. He provides valuable advice to ensure my family has the coverage we need at a great price. Derek is accessible, responsive, and proactive. I highly recommend both Derek, and Dorchester Insurance Brokers.”

Christin F – Oshawa

Client since 2009

Frequently Asked Questions

PROPERTY

Most of our insurance partners will provide a discount after you have been claims free for 3 or more years. The claim will be considered on your record for 5 years in total.

Yes it is, however freezing of pipes is not covered if you have been away from your home for more than four consecutive days. However, you will still be insured if you arrange for someone to enter your dwelling daily to ensure the heating is being maintained or if you shut off the water supply and drain all of the pipes and appliances.

Our insurance partners do offer discounts for higher deductibles, contact one of our brokers and we can price out different deductible options for you.

If your property was damaged or broken into, you should do the following:

  • Document exactly what happened
  • Note the time and location of the incident
  • Take as many pictures/videos of the damage as possible
  • Make a list of any items that are damaged or missing
  • Keep all receipts of any expenses associated with the incident
  • Keep a record of any investigating officers including name, badge number, and occurrence number.

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