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Protect the value of
your belongings

Tenants Insurance

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If you’re shopping around, feel free to request a quote or give us a call and we are happy to have a chat about your options.

Whether you rent an entire house or just a room in an apartment, it is a good idea to get some extra protection for yourself and your belongings.

A tenant insurance plan not only keeps the value of your personal property secure in the event of loss, theft, or damage; it also covers your personal liability in case of an accident.

If you’re ready to explore your options today, our brokers are here to help! Feel free to request a quote or give us a call and we are happy to have a chat.

“You have been my insurance broker for many years, I just wanted you to know that I’ve appreciated your excellent service to my family.”

Gerry G – London

Client since 1998

“I’ve been taken care of by Dorchester Insurance Brokers for over a decade now and have always had a great experience. Owen is fantastic at keeping our best interests in mind and making sure we have the best possible coverage. He’s always so pleasant to work with and his prompt responses are very much appreciated. Overall, highly recommended!”

Shannon B.

Client Since 2005

“I have been a client of Dorchester Insurance Brokers since 2009, and am very satisfied with the service I receive from my insurance broker Derek Thornton. He provides valuable advice to ensure my family has the coverage we need at a great price. Derek is accessible, responsive, and proactive. I highly recommend both Derek, and Dorchester Insurance Brokers.”

Christin F – Oshawa

Client since 2009

“I’ve had my insurance with Derek and Owen for over 15 years. They provide competitive rates and excellent customer service. They are always available to assist, even after hours. I’ve called their cell on a Saturday morning when I had questions and needed help with a claim. They walked me through the whole process and made me feel very at ease. I would recommend their services to anyone!”

Katie M.

Frequently Asked Questions

PROPERTY

If your property was damaged or broken into, you should do the following:

  • Document exactly what happened
  • Note the time and location of the incident
  • Take as many pictures/videos of the damage as possible
  • Make a list of any items that are damaged or missing
  • Keep all receipts of any expenses associated with the incident
  • Keep a record of any investigating officers including name, badge number, and occurrence number.
  • If you are submitting your claim during normal business hours, you can contact us directly via phone at (519) 268-3535 and one of our claim’s adjusters will support you throughout the process.  

Your home is insured to the amount of coverage needed to rebuild your home from scratch in the event of a total loss. This factors in things like labor costs, debris removal and material costs. It is often higher because it is serving a different purpose than a tax assessment or a real estate evaluation.

Sewer back up coverage also includes the backing up of sewers, septic, drains, eavestrough and downspouts.

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