Is my house covered while I am away on vacation?

Yes it is, however freezing of pipes is not covered if you have been away from your home for more than four consecutive days. However, you will still be insured if you arrange for someone to enter your dwelling daily to ensure the heating is being maintained or if you shut off the water supply and drain all of the pipes and appliances.

What information should I collect if my property was damaged or broken into?

If your property was damaged or broken into, you should do the following: Document exactly what happened Note the time and location of the incident Take as many pictures/videos of the damage as possible Make a list of any items that are damaged or missing Keep all receipts of any expenses associated with the incident Keep a record of any investigating officers including name, badge number, and occurrence number.

How can I file a property claim?

If you are submitting your claim during normal business hours, you can contact us directly via phone at (519) 268-3535 and one of our claim’s adjusters will support you throughout the process.

Why do I need sewer back up coverage if I have a septic tank?

Sewer back up coverage also includes the backing up of sewers, septic, drains, eavestrough and downspouts.

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Home Insurance

Request a Quote

If you’re shopping around, feel free to request a quote or give us a call and we are happy to have a chat about your options.

Some of the best moments in life happen at home – and it’s important to make sure that your property, personal belongings, and family’s peace of mind are protected.

Our brokers want you to get the most out of your home insurance policy, and we are committed to helping you find a comprehensive, flexible, and personalized package that works within your budget.

If you’re ready to explore your options today, our brokers are here to help! Feel free to request a quote or give us a call and we are happy to have a chat.

“I have been a client of Dorchester Insurance Brokers since 2009, and am very satisfied with the service I receive from my insurance broker Derek Thornton. He provides valuable advice to ensure my family has the coverage we need at a great price. Derek is accessible, responsive, and proactive. I highly recommend both Derek, and Dorchester Insurance Brokers.”

Christin F – Oshawa

Client since 2009

“I’ve been taken care of by Dorchester Insurance Brokers for over a decade now and have always had a great experience. Owen is fantastic at keeping our best interests in mind and making sure we have the best possible coverage. He’s always so pleasant to work with and his prompt responses are very much appreciated. Overall, highly recommended!”

Shannon B.

Client Since 2005

“Myself and my family have been safely insured with the team at Dorchester Insurance for close to ten years and have been completely won over with the consistent high level of service and caring that I have experienced over that time. I recommend the services of Dorchester Insurance to all my friends and family without reservation.”

Peter F – London

Client since 2008

“All my insurance needs are taken care of here, the service and friendliness of this office is second to none. Great customer service is hard to find these days – and Owen and Derek are amazing to work with personally and professionally!”

Rebecca W.

Client Since 2003

Frequently Asked Questions

PROPERTY

Rented dwelling insurance is for people who rent out their property or properties to others. It covers liability as well as coverage for damages or theft.

If you are submitting your claim during normal business hours, you can contact us directly via phone at (519) 268-3535 and one of our claim’s adjusters will support you throughout the process.

For more detailed information, visit our ‘How to Submit a Claim’ page.

Most of our insurance partners will provide a discount after you have been claims free for 3 or more years. The claim will be considered on your record for 5 years in total.

Tenants insurance is for people who rent their living space, it covers liability as well as coverage for your personal contents.

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