Skip to content

PROTECT
WHAT YOU
LOVE

Home Insurance

Request a Quote

If you’re shopping around, feel free to request a quote or give us a call and we are happy to have a chat about your options.

Some of the best moments in life happen at home – and it’s important to make sure that your property, personal belongings, and family’s peace of mind are protected.

Our brokers want you to get the most out of your home insurance policy, and we are committed to helping you find a comprehensive, flexible, and personalized package that works within your budget.

If you’re ready to explore your options today, our brokers are here to help! Feel free to request a quote or give us a call and we are happy to have a chat.

“I’ve had my insurance with Derek and Owen for over 15 years. They provide competitive rates and excellent customer service. They are always available to assist, even after hours. I’ve called their cell on a Saturday morning when I had questions and needed help with a claim. They walked me through the whole process and made me feel very at ease. I would recommend their services to anyone!”

Katie M.

“I have been a client of Dorchester Insurance Brokers since 2009, and am very satisfied with the service I receive from my insurance broker Derek Thornton. He provides valuable advice to ensure my family has the coverage we need at a great price. Derek is accessible, responsive, and proactive. I highly recommend both Derek, and Dorchester Insurance Brokers.”

Christin F – Oshawa

Client since 2009

“Myself and my family have been safely insured with the team at Dorchester Insurance for close to ten years and have been completely won over with the consistent high level of service and caring that I have experienced over that time. I recommend the services of Dorchester Insurance to all my friends and family without reservation.”

Peter F – London

Client since 2008

“I’ve been taken care of by Dorchester Insurance Brokers for over a decade now and have always had a great experience. Owen is fantastic at keeping our best interests in mind and making sure we have the best possible coverage. He’s always so pleasant to work with and his prompt responses are very much appreciated. Overall, highly recommended!”

Shannon B.

Client Since 2005

Frequently Asked Questions

PROPERTY

Cottage insurance is for people who own a second vacation home that they either use themselves or rent out to tourists. It covers liability as well as coverage for damages or theft.

  • If your property has just been damaged or broken into, the most important thing to remember is to stay calm. You should then check for injuries and contact the police immediately if someone is injured or if you are in danger.
  • Once everyone is safe, you should secure the property by double checking that all windows, doors, and gates are intact. If your property has been severely damaged, contact an emergency claims service provider immediately.

Tenants insurance is for people who rent their living space, it covers liability as well as coverage for your personal contents.

Your home is insured to the amount of coverage needed to rebuild your home from scratch in the event of a total loss. This factors in things like labor costs, debris removal and material costs. It is often higher because it is serving a different purpose than a tax assessment or a real estate evaluation.

QUICK ESTIMATE

Get a Free Quote Today.