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PROTECT
WHAT YOU
LOVE

Cottage Insurance

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If you’re shopping around, feel free to request a quote or give us a call and we are happy to have a chat about your options.

As your special home away from home, your cottage deserves the right level of protection – especially during the off-season when you may not be around as much.

Let one of our brokers help you create a cottage insurance plan that is customized, flexible, and affordable. We can also help you find extended coverage for any detached buildings, boathouses, or sheds.

If you’re ready to explore your options today, our brokers are here to help! Feel free to request a quote or give us a call and we are happy to have a chat.

“I have been with Dorchester Insurance Brokers since my first car and first home years ago and they have always been helpful. It’s great to tell Derek what I need and he figures out what works best for my situation. I wouldn’t think of looking elsewhere.”

Johnathon B – London

Client since 2008

Frequently Asked Questions

PROPERTY

Most of our insurance partners will provide a discount after you have been claims free for 3 or more years. The claim will be considered on your record for 5 years in total.

Tenants insurance is for people who rent their living space, it covers liability as well as coverage for your personal contents.

Your home is insured to the amount of coverage needed to rebuild your home from scratch in the event of a total loss. This factors in things like labor costs, debris removal and material costs. It is often higher because it is serving a different purpose than a tax assessment or a real estate evaluation.

If your property was damaged or broken into, you should do the following:

  • Document exactly what happened
  • Note the time and location of the incident
  • Take as many pictures/videos of the damage as possible
  • Make a list of any items that are damaged or missing
  • Keep all receipts of any expenses associated with the incident
  • Keep a record of any investigating officers including name, badge number, and occurrence number.

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