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Vehicle Insurance
No matter how you choose to get from point A to point B, you need to be insured. From basic auto insurance to specialized coverage for your ATV, boat, or snowmobile – Dorchester Insurance has you covered.
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Frequently Asked Questions
VEHICLES
There are several factors that can affect how much you pay for automobile insurance. A few of these factors include: the type of vehicle you drive, the experience levels of each driver in the household, your accident history, and the year, make, model, and body type of the vehicle.
Insurance brokers work for their customers, whether they are individuals or businesses. They research the market for coverage options, share those options with their clients, and then help them apply for and purchase coverage from insurance companies. Brokers also shop renewals amongst all the companies they have access to each year. They can also help assess risks and provide claims assistance.
Insurance agents represent a single insurance company. They act as sales representatives for insurers. On the other hand, insurance brokers represent you, the client. Insurance Brokers have access to multiple companies and help provide many choices at varying price points to suit your insurance needs. Both agents and brokers are paid commissions or fees by insurance companies.
If you are submitting your claim during normal business hours, you can contact us directly via phone at (519) 268-3535 and one of our claim’s adjusters will support you throughout the process.
For more detailed information, visit our How to Submit a Claim page.
The typical sporting vehicles that we cover include four wheelers, snowmobiles, utility terrain vehicles (UTVs), and many other all-terrain vehicles (ATVs).
Learn more on our ATV & Snowmobiles page.
Bundle and Save
We understand that every penny counts! Insure multiple vehicles or combine your home and auto to get some great savings.
We’ll Shop for You!
We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers to find the perfect plan to suit your exact needs.
Looking to Switch?
If you feel like you’re not getting the most out of your current vehicle insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.
Your Neighborhood Brokers
Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.
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As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.
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With back-to-school coming soon, it’s important for drivers to be mindful about sharing the road with school buses and children walking to school. By following these tips from the Canada
READ MORE - Why Are My Car Insurance Premiums Going Up?Your driver profile, which includes where you live, your age, and your driving record, plays a crucial role in determining your insurance premium. However, other key factors contribute to the
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