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Vehicle Insurance
No matter how you choose to get from point A to point B, you need to be insured. From basic auto insurance to specialized coverage for your ATV, boat, or snowmobile – Dorchester Insurance has you covered.
Request a Quote
Shopping around? Fill out this simple form and we will be in touch with your personalized quote.
Frequently Asked Questions
VEHICLES
Insurance agents represent a single insurance company. They act as sales representatives for insurers. On the other hand, insurance brokers represent you, the client. Insurance Brokers have access to multiple companies and help provide many choices at varying price points to suit your insurance needs. Both agents and brokers are paid commissions or fees by insurance companies.
Some reasons to use an insurance broker include:
- Insurance Brokers help you find insurance companies and policies that suit your needs and budget.
- Brokers have access to numerous insurance companies, and can offer you several different options for coverages and price.
- Brokers are licensed and educated professionals who provide the advice you need to help you make the best choice.
- An insurance broker acts as your advocate in the event of a claims situation.
Requesting a quote with us is easy. You can simply go to our ‘Get a Quote’ page here , fill in your information, and one of our brokers will be in touch with your personalized quote. You can also contact our office at 519-268-3535 to speak with Owen or Derek directly.
- An insurance broker solicits, sells, and negotiates insurance contracts to clients. Their job is to survey the market, get quotes, and share options for customers to choose from.
- Typically, they help individuals or businesses find and purchase car insurance, home insurance, business insurance, and farm insurance. They are regulated by RIBO (Registered Insurance Brokers of Ontario) in Ontario and must obtain the licenses required to operate.
Yes, we help clients bundle their home and auto insurance policies all the time – it’s actually a great way to save on the overall cost of your insurance.
Bundle and Save
We understand that every penny counts! Insure multiple vehicles or combine your home and auto to get some great savings.
We’ll Shop for You!
We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers to find the perfect plan to suit your exact needs.
Looking to Switch?
If you feel like you’re not getting the most out of your current vehicle insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.
Your Neighborhood Brokers
Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.
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News, Articles & Events
As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.
- 10 Back-to-School Driving Safety TipsWith back-to-school coming soon, it’s important for drivers to be mindful about sharing the road with school buses and children walking to school. By following these tips from the Canada
READ MORE - Why Are My Car Insurance Premiums Going Up?Your driver profile, which includes where you live, your age, and your driving record, plays a crucial role in determining your insurance premium. However, other key factors contribute to the
READ MORE - Winter Car Tune-up ChecklistThe side of the road is no place to be stuck during winter’s frigid temperatures. To keep your car humming right along, it is best to schedule a winter tune-up with an auto mechanic
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