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Property Insurance
Your property is an investment, and having the right coverage is important. From basic home insurance to specialized protection for your condo or cottage – Dorchester Insurance can help you find the perfect plan for your situation.
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Looking for a place to start? Fill out this simple form and we will be in touch with your personalized quote.
Frequently Asked Questions
PROPERTY
Most of our insurance partners will provide a discount after you have been claims free for 3 or more years. The claim will be considered on your record for 5 years in total.
- An insurance broker solicits, sells, and negotiates insurance contracts to clients. Their job is to survey the market, get quotes, and share options for customers to choose from.
- Typically, they help individuals or businesses find and purchase car insurance, home insurance, business insurance, and farm insurance. They are regulated by RIBO (Registered Insurance Brokers of Ontario) in Ontario and must obtain the licenses required to operate.
Insurance agents represent a single insurance company. They act as sales representatives for insurers. On the other hand, insurance brokers represent you, the client. Insurance Brokers have access to multiple companies and help provide many choices at varying price points to suit your insurance needs. Both agents and brokers are paid commissions or fees by insurance companies.
Tenants insurance is for people who rent their living space, it covers liability as well as coverage for your personal contents.
Insurance brokers work for their customers, whether they are individuals or businesses. They research the market for coverage options, share those options with their clients, and then help them apply for and purchase coverage from insurance companies. Brokers also shop renewals amongst all the companies they have access to each year. They can also help assess risks and provide claims assistance.
Bundle and Save
We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.
We’ll Shop for You!
We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers for you.
Looking to Switch?
If you feel like you’re not getting the most out of your current property insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.
Your Neighborhood Brokers
Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.
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News, Articles & Events
As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.
- Summertime Boating: Understanding Watercraft Insurance
With the warmer weather, boaters throughout Canada flock to the water. From an insurance and risk perspective, boating shares many similarities with driving, and your boat or watercraft insurance has
READ MORE - Does Home Insurance Cover Utility Lines?Your home insurance policy covers many parts of your home against a wide range of risks, but does your home policy cover utility lines? Power lines, sewer lines, water lines,
READ MORE - Will My Insurance Cover Previous Damage?First, the quick answer is no—but it can happen sometimes anyway. Now, we can explore some examples to better understand how your insurance coverage applies. Auto insuranceImagine you already have
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