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Property Insurance
Your property is an investment, and having the right coverage is important. From basic home insurance to specialized protection for your condo or cottage – Dorchester Insurance can help you find the perfect plan for your situation.
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Looking for a place to start? Fill out this simple form and we will be in touch with your personalized quote.
Frequently Asked Questions
PROPERTY
Tenants insurance is for people who rent their living space, it covers liability as well as coverage for your personal contents.
There are several factors that can affect how much you pay for automobile insurance. A few of these factors include: the type of vehicle you drive, the experience levels of each driver in the household, your accident history, and the year, make, model, and body type of the vehicle.
Yes it is, however freezing of pipes is not covered if you have been away from your home for more than four consecutive days. However, you will still be insured if you arrange for someone to enter your dwelling daily to ensure the heating is being maintained or if you shut off the water supply and drain all of the pipes and appliances.
Your home is insured to the amount of coverage needed to rebuild your home from scratch in the event of a total loss. This factors in things like labor costs, debris removal and material costs. It is often higher because it is serving a different purpose than a tax assessment or a real estate evaluation.
Yes, we help clients bundle their home and auto insurance policies all the time – it’s actually a great way to save on the overall cost of your insurance.
Bundle and Save
We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.
We’ll Shop for You!
We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers for you.
Looking to Switch?
If you feel like you’re not getting the most out of your current property insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family.
Your Neighborhood Brokers
Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.
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News, Articles & Events
As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.
- Summertime Boating: Understanding Watercraft InsuranceWith the warmer weather, boaters throughout Canada flock to the water. From an insurance and risk perspective, boating shares many similarities with driving, and your boat or watercraft insurance has
READ MORE - Does Home Insurance Cover Utility Lines?Your home insurance policy covers many parts of your home against a wide range of risks, but does your home policy cover utility lines? Power lines, sewer lines, water lines,
READ MORE - Will My Insurance Cover Previous Damage?First, the quick answer is no—but it can happen sometimes anyway. Now, we can explore some examples to better understand how your insurance coverage applies. Auto insuranceImagine you already have
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