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Property Insurance

Your property is an investment, and having the right coverage is important. From basic home insurance to specialized protection for your condo or cottage – Dorchester Insurance can help you find the perfect plan for your situation.  

Looking for a place to start? Fill out this simple form and we will be in touch with your personalized quote.  

“Myself and my family have been safely insured with the team at Dorchester Insurance for close to ten years and have been completely won over with the consistent high level of service and caring that I have experienced over that time. I recommend the services of Dorchester Insurance to all my friends and family without reservation.”

Peter F – London

Client since 2008

“I have been a client of Dorchester Insurance Brokers since 2009, and am very satisfied with the service I receive from my insurance broker Derek Thornton. He provides valuable advice to ensure my family has the coverage we need at a great price. Derek is accessible, responsive, and proactive. I highly recommend both Derek, and Dorchester Insurance Brokers.”

Christin F – Oshawa

Client since 2009

“All my insurance needs are taken care of here, the service and friendliness of this office is second to none. Great customer service is hard to find these days – and Owen and Derek are amazing to work with personally and professionally!”

Rebecca W.

Client Since 2003

“I’ve been taken care of by Dorchester Insurance Brokers for over a decade now and have always had a great experience. Owen is fantastic at keeping our best interests in mind and making sure we have the best possible coverage. He’s always so pleasant to work with and his prompt responses are very much appreciated. Overall, highly recommended!”

Shannon B.

Client Since 2005

Frequently Asked Questions

Most of our insurance partners will provide a discount after you have been claims free for 3 or more years. The claim will be considered on your record for 5 years in total.

  • An insurance broker solicits, sells, and negotiates insurance contracts to clients. Their job is to survey the market, get quotes, and share options for customers to choose from.
  • Typically, they help individuals or businesses find and purchase car insurance, home insurance, business insurance, and farm insurance.  They are regulated by RIBO (Registered Insurance Brokers of Ontario) in Ontario and must obtain the licenses required to operate.

Insurance agents represent a single insurance company. They act as sales representatives for insurers. On the other hand, insurance brokers represent you, the client. Insurance Brokers have access to multiple companies and help provide many choices at varying price points to suit your insurance needs. Both agents and brokers are paid commissions or fees by insurance companies.

Tenants insurance is for people who rent their living space, it covers liability as well as coverage for your personal contents.

Insurance brokers work for their customers, whether they are individuals or businesses. They research the market for coverage options, share those options with their clients, and then help them apply for and purchase coverage from insurance companies.  Brokers also shop renewals amongst all the companies they have access to each year. They can also help assess risks and provide claims assistance.

Read more FAQs

Bundle and Save

We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.

We’ll Shop for You!

We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers for you. 

Looking to Switch?

If you feel like you’re not getting the most out of your current property insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family. 

Your Neighborhood Brokers

Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.

News, Articles & Events

As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.

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