Skip to content

PROTECT
WHAT YOU
LOVE

Property Insurance

Your property is an investment, and having the right coverage is important. From basic home insurance to specialized protection for your condo or cottage – Dorchester Insurance can help you find the perfect plan for your situation.  

Get a Quote

Looking for a place to start? Fill out this simple form and we will be in touch with your personalized quote.  

Home

Condo

Tenants

Cottage

Rented Dwelling

“Myself and my family have been safely insured with the team at Dorchester Insurance for close to ten years and have been completely won over with the consistent high level of service and caring that I have experienced over that time. I recommend the services of Dorchester Insurance to all my friends and family without reservation.”

Peter F – London

Client since 2008

“I’ve had my insurance with Derek and Owen for over 15 years. They provide competitive rates and excellent customer service. They are always available to assist, even after hours. I’ve called their cell on a Saturday morning when I had questions and needed help with a claim. They walked me through the whole process and made me feel very at ease. I would recommend their services to anyone!”

Katie M.

“I’ve been taken care of by Dorchester Insurance Brokers for over a decade now and have always had a great experience. Owen is fantastic at keeping our best interests in mind and making sure we have the best possible coverage. He’s always so pleasant to work with and his prompt responses are very much appreciated. Overall, highly recommended!”

Shannon B.

Client Since 2005

“All my insurance needs are taken care of here, the service and friendliness of this office is second to none. Great customer service is hard to find these days – and Owen and Derek are amazing to work with personally and professionally!”

Rebecca W.

Client Since 2003

Frequently Asked Questions

PROPERTY

Condo insurance is for people who own a condominium. It covers liability and contents as well as any upgrades you make within your condo or any assessments levied against you by your condo corporation in the event your condo corporation is under insured.

If your property was damaged or broken into, you should do the following:

  • Document exactly what happened
  • Note the time and location of the incident
  • Take as many pictures/videos of the damage as possible
  • Make a list of any items that are damaged or missing
  • Keep all receipts of any expenses associated with the incident
  • Keep a record of any investigating officers including name, badge number, and occurrence number.
  • If you are submitting your claim during normal business hours, you can contact us directly via phone at (519) 268-3535 and one of our claim’s adjusters will support you throughout the process.  

Sewer back up coverage also includes the backing up of sewers, septic, drains, eavestrough and downspouts.

Most of our insurance partners will provide a discount after you have been claims free for 3 or more years. The claim will be considered on your record for 5 years in total.

Read more FAQs

Bundle and Save

We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.

We’ll Shop for You!

We love finding not just great deals, but the best deals. Let one of our brokers shop multiple insurance providers for you. 

Looking to Switch?

If you feel like you’re not getting the most out of your current property insurance plan, don’t worry. We can help you shop and switch to something that works better for you and your family. 

Your Neighborhood Brokers

Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.

BLOG POSTS

News, Articles & Events

As your local insurance brokers, we want to make sure you have the best information available to make educated decisions around your insurance needs.

QUICK ESTIMATE

Get a Free Quote Today.